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Book now but pay later, with zip money

Up to 12 months interest free

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What is Zip Money?

When it comes to your travel arrangements, we know that flexibility is important.  So Trafalgar has partnered with Zip Money to give you additional payment options.

Take advantage of Trafalgar's Early Payment Discounts today. Book your next holiday now and pay it off with a Zip Money flexible payment plan.  Your booking will also receive our Flexibility Promise allowing you to change your Trafalgar travel plans up to 60 days before travel.

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Nothing to pay today

Zip Money pays Trafalgar on your behalf

6-12 months interest free

Easy interest free payments, no hidden fees

Flexible payments

Zip Money lets you tailor your payments to suit your financial situation

Find out if Zip Money is right for you

Trafalgar have partnered with Zip Money to offer you flexible financing options. Take advantage of our Early Payment Discounts and book now but pay later, thanks to Zip Money’s flexible payment plan that means you can pay off your trip over time.  

Call (02) 8294 2345
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Zip logo 2022
For Purchases Over $1,000

Account Limit$1,000 to $20,000 subject to credit approval from Zip Money
Interest Free PeriodNo interest for up to 12 months^
Set Up Fee$49-$99
Minimum RepaymentsWill vary to reflect the credit amount. See example below#
Payment FrequencyFlexible - weekly, fortnightly or monthly
Account Fee$6/month where there is an outstanding balance
Late FeeLearn more about Zip Money late fees here

^Current rate of 19.9% on oustanding balance after interest free period expired

# $5,000 credit requires an $80 minimum monthly repayment or 1.5% of the outstanding balance, whichever is greater

Frequently Asked Questions

  • ·         Be 18 years old.

    ·         Be an Australian citizen or permanent resident.

    ·         Be employed and receiving regular income (certain pensions may also be accepted).

    ·         Have a good credit history.

    ·         Have your own valid and verifiable email address and mobile number.

    ·         Be a homeowner/homebuyer for credit applications of $5,000 or over.

     Read more information here on who can apply for Zip Money.

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  • ·         Simply apply online (takes approximately 5 minutes).

    ·         Create a Zip account.

    ·         Choose the appropriate credit level and complete your application.

    ·         You will receive an approval or decline notification.

    ·         Select Zip at checkout.

    ·         Log into your account to set up a repayment schedule to suit your financial position.

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  • ·         Zip Money is interest free, if you pay off your credit within the interest free period.

    ·         Standard interest rate of 19.9% applies after the interest free period.

    ·         The $6.00 monthly account fee is waived if you pay your balance by the due date.

    ·         If there's nothing owing on your account, there's nothing to pay and no fees.

    ·         Read more here about repayments, interest and fees for Zip Money.

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  • ·         Choose from weekly, fortnightly or monthly payments to match your financial position.

    ·         Monthly repayments will vary based on your account's credit level.

    ·         Read more here about repayments, interest and fees for Zip Money.

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  • ·         Any changes or cancellations to your Trafalgar travel arrangements do not affect your credit agreement with Zip Money

    ·         Standard Trafalgar cancellation and change of booking policies will apply. Please find full details here. If you are entitled to a full or partial refund, this amount will be credited to your personal bank account by Trafalgar. You will be responsible for fulfilling your credit arrangements with Zip Money.

    ·         Trafalgar pays Zip Money a merchant fee per transaction

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Secure your next adventure today

Book now and pay later with a Zip Money interest free payment plan

Call (02) 8294 2345

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Zip Money Terms and Conditions

Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the contractual rate, currently 19.9%. A $6 monthly account fee applies. A one-off establishment fee may apply.

Available to approved applicants only. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).

For full T&C please visit

Contact Zip Money or Call (02) 8294 2345
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